Buy California Insurance

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If you are looking to buy California insurance, the best way to start is by comparing quotes. Don’t purchase a California insurance policy without first shopping around and doing some research.

Our free California insurance quote tool helps you make an informed insurance decision. You can easily compare multiple California insurance quotes from the top CA insurance providers side by side to see which company can offer you the very best.

Get started finding the California insurance policy you need right now!

Buy California Car Insurance

Here are some quick tips to help you buy California car insurance. The first thing you should know when it comes to buying California auto insurance is the states minimum requirements.

California state law requires each driver to have the following coverage:

$15,000 bodily injury liability per person
$30,000 bodily injury liability per accident
$5,000 property damage liability

Bodily injury liability will cover the medical expenses of the other driver and passengers in an accident where you are found to be at fault. Property damage liability will cover the damages to the other driver’s vehicle in an accident where you are found to be at fault.

You may need to add coverage to the California auto insurance policy you buy in addition to the state’s minimum requirements. Here are some other types of CA auto insurance coverage that you may want to consider:

Collision: This will cover damages to your car when in an accident.
Comprehensive: This will cover damages to your car not related to an accident such as fire or vandalism.
Personal Injury Protection (PIP): This will cover medical expenses of you, the driver, and your passengers along with pedestrians.

Make sure you shop around and compare quotes before you buy California auto insurance!

Buy California Health Insurance

Before you buy California health insurance use our free CA health insurance quote finder located at the top of the page to quickly and easily compare California health plans form top providers.

Make sure you are getting the best CA health insurance rates available to you. When buying California health insurance you will want to look into plans from the top health insurance companies licensed in California.

Some of California’s top health insurance companies include:

United Healthcare
Aetna
Humana
Blue Cross Blue Shield
PacifiCare

Take a few minutes now to compare California health insurance plans form these top companies and more to find the California health insurance plan that best meets your needs.

Buy California Home Insurance

Every home owner in California needs to buy California homeowners insurance. Homeowners insurance will help you protect your home and belongings from disaster.

Most home insurance policies will cover damage from the following:

Theft
Smoke
Fire
Vandalism
Wind
Lightning
Hail

While most natural disasters are covered under a typical California home insurance policy, floods and earthquakes are not typically covered. Depending on where you live you may be required to purchase extra flood insurance or earthquake insurance.

Find the California home insurance policy you need to protect your home by using our free CA home insurance quote tool. Compare quotes from multiple California home insurance companies to find the plan that is best for you.

Buy California Life Insurance

You may be wondering if you need to buy California life insurance. Here are some reasons that you may need to purchase a California life insurance policy.

You are married.
You have children.
You have someone who is financially dependent on you.
To help cover the cost of funeral expenses.

Life insurance proceeds are often used for the following:

Income for your spouse
Fund your child’s education
Pay for your funeral costs
Pay off debt

Compare your California life insurance options now with our free California life insurance quote finder. Find the California life insurance policy you need to buy today!

Buy California Long Term Care Insurance (LTC)

If you are age 40 or above you may need to buy California long term care insurance. California long term care insurance is used to cover costs of long term care when someone is no longer capable of performing daily living activities alone (getting dressed, eating, bathing, etc.)

California long term care costs can be expensive. Here are some 2008 long term care costs in California:

Private nursing home per day: $238
Semi private nursing home room per day: $192
Assisted living facility per month: $3,099
Home health care per hour: $36
Adult day care per hour: $77

While many people feel they can rely on their health care plan or Medicare/Medicaid to pay for long term care, this is not the case. Health insurance and Medicare/Medicaid will not cover long term care. If you do not have a long term care insurance policy in place when you need it, your long term care expenses will need to be paid out of pocket. Many times this financial burden falls on the family members.

Make sure you plan ahead and buy California long term care insurance. Use our free CA ltc insurance quote finder to help you choose the California long term care insurance plan that is best for you.